About the Founders
Marjorie Dejour Morales - Co-Founder
Marjorie Dejour Morales is a visionary entrepreneur, financial strategist, and community advocate dedicated to transforming how families build, protect, and pass on wealth. As Founder and CEO of United Financial Empowerment Network (UNIFEN) and a Director with World Financial Group/Transamerica Financial Advisors, she leads a mission to make financial literacy and empowerment accessible to all. With over two decades in the education sector, her passion is educating and empowering the youth. She is currently teaching financial literacy courses to middle school students, and mentors and trains high school students as well. Marjorie founded a Youth Empowerment Series, and is currently serving as Financial Literacy Coach for a youth program in Queens, NY. Marjorie brings both expertise and heart to everything she does. She helps families build legacies and prepare future generations by focusing on wealth protection, retirement and asset transfer planning, long-term care, and generational wealth building. She believes wealth is more than money—it’s about purpose, protection, and leaving a legacy that lasts.
Mera Maharaj-Panan - Co-Founder
Mera Maharaj-Panan is a certified life coach and mental health and wellness professional committed to empowering individuals to lead happier, healthier lives. She holds a Master of Science in Mental Health and Wellness, with a specialization in mental health education, awareness, and coaching for youth. Mera’s background includes over two years of experience in social work, where she focused on evaluating, assessing, and developing comprehensive care plans tailored to individual needs. As the founder of Mental Health and Wellness Coaching, Mera works with a diverse population to help individuals navigate mental health challenges, build resilience, and create sustainable habits that support overall well-being. Through personalized one-on-one coaching, group programs, and workshops, she provides evidence-based guidance that addresses emotional, mental, and lifestyle factors impacting daily life. She also facilitates support groups that offer a safe, inclusive environment for participants to share experiences, practice coping skills, and feel supported in their journeys. Mera’s coaching approach integrates positive psychology, mental health education, and practical tools to help clients manage stress, improve self-awareness, and pursue personal and professional goals with confidence. She believes that health is not merely the absence of disease, but a state of complete physical, mental, and social well-being, and she is deeply dedicated to helping others cultivate a life of balance, purpose, and fulfillment.
Valerie Panan - Executive Secretary
Valerie Panan is an event coordinator with a background in hospitality and corporate event planning. She specializes in coordinating event logistics, managing meeting spaces, and supporting clients with a detail-oriented, solutions-driven approach. Known for her strong organizational skills and clear communication, Valerie thrives in fast-paced environments and is passionate about creating seamless, well-executed experiences. She brings a collaborative mindset and a high standard of service to every event she supports. Utilizing her expertise, she is committed to supporting and making meaningful contributions to MindMe's mission of community empowerment through wellness and financial security.